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Sanjay Kumar has over 20 years of work experience in various roles and industries. Sanjay is currently working as a Software Engineer at Digital Disbursements since August 2021. Prior to that, they worked at PayForward as a Sr. Software Developer starting from July 2014. From 2018 to 2019, they were involved as a Concept, Architect, lead developer, and dev-ops at humanscore.io, a social app that aims to combine in-person and digital socialization. Before that, they served as a Technical Architect at OneWest Bank from January 2005 to June 2014 and at Indymac Bank from June 2002 to January 2005. Their career began at Tata Steel in 1999, where they worked as a Senior Automation Engineer until February 2001.

Sanjay Kumar obtained a Master of Business Administration (MBA) degree in Systems Management from the Birla Institute of Technology, Mesra, from 1997 to 1999. Prior to that, they completed their Bachelor's degree in Mechanical Engineering from Utkal University from 1993 to 1997.