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Panchami Suraj has a diverse work experience spanning different roles and companies. Panchami worked at Payfare Inc. as a Senior Partner Relationship Manager since March 2022 and previously as a Partner Relations Manager from September 2020 to March 2022. Prior to that, they were an Implementation Manager at Berkeley Payment Solutions from April 2016 to September 2020. Panchami also had roles at IBM, including a Business Analyst/QA Analyst from October 2013 to January 2015 and a System Analyst SAP BI/BW from December 2010 to September 2013.

Panchami Suraj obtained a Bachelor's degree in Information Technology from Careers for Women Thiruvananthapuram from 2006 to 2010. Panchami also earned another Bachelor's degree in Information Technology from the University of Kerala during the same period. In addition, Panchami Suraj has obtained additional certifications such as Enterprise Design Thinking Practitioner from IBM in May 2020 and Certified Scrum Master from Scrum Alliance in May 2020.