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Mark Jones has extensive experience in project and program management within the payments and digital financial services sector. Currently serving as the Overlays Product Manager at Pay.UK since April 2019, Mark specializes in developing overlays for inter-bank payments and has successfully delivered the Request to Pay Framework. As the founding Director of Andelo Ltd from September 2011 to April 2022, Mark provided expertise for various clients, including major banks and payment organizations. Previous roles include managing mobile payments initiatives at Payments UK and Payments Council, project management at Barclays Bank, and leading the implementation of SAP R3 at Barclays Group SAP. Mark's comprehensive background encompasses collaboration with multiple interbank payment schemes and significant contributions to the advancement of mobile and digital payment services.