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Renate DeRuiter is an experienced insurance professional currently serving as a Covered CA Certified Health Insurance Agent at Covered California since October 2013. In this role, Renate assists individuals, families, and small businesses in navigating health insurance options, including tax credits and subsidies. Additionally, Renate has been an independent agent at Partners Advantage Insurance Services, LLC since March 2012, focusing on life insurance, disability, long-term care, and annuities. Renate previously worked as a Life, Health, and Retirement Agent at Health Plans 4 Less, where a unique approach led to significant savings for clients. Renate's career also includes experience with Aflac, research and grant writing at PBS SoCal, and a decade-long tenure as a sixth-grade teacher with Garden Grove Unified School District. Renate holds a Master of Science in Information Technology from California State University, Fullerton, and a Bachelor of Arts in Liberal Studies and Geological Studies from California State University, Long Beach.