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Randy Braz, CCP, currently serves as Credit Manager at Parrish & Heimbecker, Limited since February 2015. Prior experience includes an Analyst position in Business Financing at Desjardins Card Services, where responsibilities involved credit and financial statement analysis for the AgriCard Credit Card product line from December 2013 to January 2015. Earlier, Randy held the role of Credit Officer - Agriculture and Assistant Credit Manager at Bank West (Division of Western Financial Group) from 2009 to 2013, focusing on credit analysis for the AgriCard and Agrifinance product lines. Randy holds a Certified Credit Professional designation from the Credit Institute of Canada (2006-2011) and a Certificate in Business Administration from RRC Polytech.