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Ralf Hovenga is the Chairperson of the Board at 4POS AG since December 2022. Prior to that, Ralf has been the Managing Director/Owner at Pan Oston since November 2005. With a background in business management, Ralf previously held positions as Business Unit Manager Banking at Wincor Nixdorf BV, Business Unit & Account Manager at Siemens Nixdorf BV, and Branch Manager at ABN AMRO. Ralf's education includes studies at Van Hall Larenstein University of Applied Sciences, Het Van Hall Instituut, and Gomarus College.