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Mercedes Morales is an experienced professional in risk analysis and underwriting, currently serving as the Regional Underwriter Manager at Pan-American Life Insurance Group since March 2018. Prior roles at the same company include Regional Underwriter Assistant Manager, Regional Senior Underwriter, and Suscriptor Regional Jr. Before joining Pan-American Life, Mercedes worked as Oficial de analisis de riesgo at Prival Bank, S.A. Education includes a specialization in Quality Systems from Universidad Autónoma de Guadalajara, a diploma in Project Management from Télécom SudParis, a Licentiate degree in Actuaría from Universidad Autónoma de Guadalajara, and a Bachelor's degree in Sciences and Letters from Colegio San Vicente de Paul.