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Helen Spencer is a Financial Specialist at Pacific Advisors since January 1999, specializing in assisting individuals and business owners with financial planning to enhance retirement income, increase principal, maximize cash flow, and protect assets. Prior experience includes serving as a Sales Representative at Aflac from January 2008 to January 2011 and working as a Mortgage Broker at Mortgage Options from January 2003 to January 2011, focusing on residential and commercial loans. Helen holds a BA in Education and Music (Voice) from California State University-Los Angeles and the University of California, Los Angeles.