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Naresh Saini is an accomplished financial professional with extensive experience in credit management and team leadership. Currently serving as the National Credit Manager at Paccar Financial Corp since December 2017, Naresh oversees a cross-functional team responsible for credit operations across Canada, focusing on risk mitigation strategies. Previously, Naresh held the role of National Credit Manager at Xerox from March 2004 to December 2017, where responsibilities included leading a large team and implementing risk controls. Other noteworthy positions include Pricing & Contracts Manager and Senior Credit Underwriter at Xerox, as well as Senior Credit & Collections Team Leader at Nike. Naresh holds a Bachelor of Commerce in Finance from Ryerson University and a Diploma in Accounting and Finance from Humber College.