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David Fry, MBA, CFA, is an accomplished financial executive with extensive experience in alternative lending and financial markets. As the Founder, Director, and CEO of Paays since January 2018, David drives innovative solutions in the Canadian lending market. Prior to this, David founded and served as the Principal of Aspire Capital Advisors Inc., focusing on advisory and structuring services, and co-founded Aspire Financial Technologies Inc., enhancing connections between lenders and investors. David's previous roles include Co-Founder and CEO of Lawrence Park Capital Partners, Managing Director at Deutsche Bank, Executive Director at ABN AMRO Bank N.V., and Managing Director at TD Securities. David's foundational education includes an MBA in Finance from McGill University and a BA in Administrative and Commercial Studies from Western University.