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Jay Siddique is an accomplished Senior Product Delivery Manager at P97 Networks, specializing in mobile payments, loyalty, and marketing enablement for oil majors since August 2021. Prior experience includes serving as Product Delivery Manager for ExxonMobil, where responsibility encompassed payment and loyalty solutions for North America. Jay's extensive background in technology management began at United Airlines, overseeing technical operations applications and leading a team of five, and further includes a significant role at Continental Airlines as a Senior Financial Manager. Jay holds degrees in Computer Engineering from the University of Houston and in Computer Information Systems from Concord University.