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Maria Rozhkovskaya is an accomplished professional with extensive experience in product management and development across various leading companies. Currently serving as the Head of Credit Products at Ozon Bank, Maria oversees a platform with over 30 million monthly active users, focusing on innovative financial solutions. Previous roles include Course Author at the Moscow State Institute of International Relations, Lifestyle Product Lead at Avito, and Senior Product Manager and Promo Product Lead at Yandex, where significant growth initiatives were implemented. As co-founder and CEO of Spirit of Insight, Maria successfully launched a brand of psychological card games. An educational background includes an MBA from City Business School and studies at the University of California, Berkeley, alongside several other esteemed institutions.