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Scott Ludema, LIC, LUTCF has extensive experience in risk management and business development. Serving as the Outsource Risk Manager at Ottawa Kent Insurance since August 2009, Scott focuses on helping growth-oriented businesses manage and mitigate risk. Prior to this role, Scott was the Owner/Partner of Mainstreet Beanery from February 2009 to December 2018, where operations included offering coffee, lattes, espresso, bagels, and muffins. Scott also worked as an Account Executive at Hub International from January 2003 to July 2009. Educational background includes attendance at Holland Christian High School from 1979 to 1983 and further studies at Calvin University.