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Sam Howells is a seasoned professional in operational risk and quality assurance, currently serving as a Senior Operational Risk Specialist at OSB Group since July 2019. With prior experience at Vanquis Bank from May 2015 to June 2019, Sam held various roles including Recoveries Assurance Officer and Collections Team Leader. Sam acquired a Bachelor's degree in History from Canterbury Christ Church University between 2011 and 2013, reflecting a strong foundation in analytical and strategic thinking skills.