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Girish Kathpalia has a diverse work experience spanning over two decades. Girish started their career at Mphasis as a Business Analyst in 1999, later transitioning to a Program Manager role in 2002. After Mphasis, Girish joined Inforte as a Manager of Delivery in 2004, and then moved to SSP India as the Head of Product Development in 2006. In 2009, they joined HSBC as the Vice President of Finance Operations, where they worked until 2017. Following their tenure at HSBC, Girish served as a Strategic Advisor for Digital Marketing and Insurance Fintech Startups from 2018 to 2019. Girish then joined Origo Commodities India Pvt Ltd in 2019 as the Head of Technology, contributing to the development of their Agri-Fintech platforms. In 2020, Girish transitioned to Origo Finance Pvt Ltd as the Head of Information Technology.

Girish Kathpalia obtained a B.Tech degree in Textile Technology from the Indian Institute of Technology, Delhi, from an unspecified start year to 1995. Subsequently, they pursued a PGDM degree in Finance from the Indian Institute of Management, Kozhikode, from 1997 to 1999. Prior to these higher education experiences, they completed their secondary education at Delhi Public School - R. K. Puram, focusing on Sciences, from 1978 to 1991. Additionally, Girish Kathpalia holds an Advance Diploma in Software Programming from NIIT Limited, with the specific completion month and year not provided.