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Marco Graziano has extensive experience in financial analysis and credit management, currently serving as Responsabile rating e credit collection and Senior Credit Controller at Optima Italia S.p.A. since October 2008. In this role, Marco conducts in-depth financial analyses of counterparties, oversees risk rating processes, and manages credit portfolios, while also handling treasury responsibilities, including invoice registration and tax declaration processing. Previous positions include practical experience as a commercialista at studio pedone and a role in customer acquisition and administration at bg art srl. Marco holds a laurea specialistica in management and control of enterprises and a laurea triennale in administration and control from the University of Naples ‘Parthenope’, along with a technical degree in Electronics and Telecommunications.