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David Carter has a diverse work experience spanning over two decades. David is currently employed as a Senior Software Engineer at Optibrium Ltd., a position they have held since May 2020. Prior to this, David worked at Bank of America Merrill Lynch for twelve years as a Quantitative Analyst from June 2007 to October 2019. David also served as a Senior Infrastructure Developer at RBS from June 2004 to May 2007. Before that, they held the role of Associate Director at UBS from October 1998 to June 2004. David's career began at SOL Bors Norway, where they worked as a Programme from March 1998 to October 1998.

David Carter attended The Open University from 2001 to 2007, where they obtained a Bachelor of Science degree in Mathematics. In 2007, they also received a Certificate in Quantitative Finance from FITCH 7CITY LEARNING LIMITED. David later enrolled at the University of Oxford from 2010 to 2012, earning a Master of Science degree in Mathematical Finance.