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Yao K. Attiogbe possesses extensive experience in the financial services sector, currently serving as Business Lead for Personal Loans & Credit Lines at Oney since October 2022. Previously, Yao held several roles at HSBC Retail Banking and Wealth Management, including Credit Products Manager and Product Owner, focusing on personal loans, overdrafts, and agile management of retail banking products from December 2014 to September 2022. Yao's early career included positions such as Operational Risk Manager at Credit Agricole SA and Operational Risk Analyst at Caisse d'Epargne Regional Bank, with a strong emphasis on risk management and operational efficiency. Yao's educational background includes degrees in Marketing Leadership, Advanced Strategic Management, Corporate Finance, Financial Risk Management, Statistical Expertise for Finance and Economy, Programming, and Economics from various prestigious institutions.