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Tom Kelly has a diverse work experience in the banking industry. Tom started in 2001 as a Vice President at Mercantile Bank, where they worked until 2004. In 2004, they joined CNLBank as an SVP/Market Executive, and they held this role until 2012. From 2012 to 2020, they worked at IBERIABANK fka Old Florida Bank as a Senior Vice President/Commercial Lender. Currently, they are working at One Florida Bank as a Senior Vice President.

Tom Kelly attended the University of Georgia - Terry College of Business from 1982 to 1986, where they pursued a degree in Business with a focus on Finance.