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Heather Katsonga-Woodward has a diverse work experience in various roles and industries. Heather is currently a Principal at Ofwat, where they have expertise in major projects, financial resilience, and finance and governance. Prior to joining Ofwat, Heather worked as a Personal Finance Enthusiast and Blogger at K. Woodward Personal Finance. Heather also served as a Shadow Board Member at the Government Economic Service. In addition, Heather was the Founder & Director of Zumex Trading Company, where they managed a prominent UK blog and hair product line. Furthermore, they worked as a Weekly Columnist at The Times Group in Malawi, where they focused on personal finance and business topics. Heather gained significant experience at HSBC Global Banking and Markets, where they held the position of Vice President/Associate Director. Their responsibilities included corporate derivatives liability solutions and sales for corporate treasurers. Prior to HSBC, Heather began their career at Goldman Sachs, working as an Analyst in Corporate Finance and as an Intern in IBD. Heather contributed to significant projects, such as the setup of a $6.5 billion infrastructure fund. Heather's work experience showcases their expertise in finance, project management, and personal finance.

Heather Katsonga-Woodward has a strong educational background. In 2002, they obtained their first-class MA degree in Economics from the University of Cambridge. Prior to that, they completed their secondary education at Kamuzu Academy from 1995 to 2001. Heather later pursued further education in accounting, completing the ACCA program from 2016 to 2018. Additionally, in 2017 and 2018, they earned a Certificate in Corporate Treasury from the Association of Corporate Treasurers. Heather also holds various certifications, including the Chartered Financial Analyst (CFA) designation obtained in 2011 from the CFA Institute. Heather has continued to enhance their knowledge and skills over the years through certifications in writing, business, sustainability, and finance from institutions such as LinkedIn and Coursera.