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Bernhard Krick has extensive experience in the financial industry, primarily in roles related to digital banking and innovation. Bernhard is currently serving as the Managing Director of OeNPAY Financial Innovation Hub GmbH. Prior to this, they worked at s IT Solutions as the Head of Digital Banking Software Development from 2012 to 2020. Bernhard also worked at Erste Group Bank AG as a Program Manager and at Investkredit Bank AG as the Head of Division for Cash Management and Transaction Services. Additionally, they held positions at Raiffeisenlandesbank Niederösterreich-Wien AG as the Head of Product Development, at BAWAG P.S.K. as the Head of e-Business, Cards, and Cross Border Payments, and at S-ITT Vermögenstreuhand GmbH as the General Manager (Austria).

Bernhard Krick holds a Master's degree in Economics and Business Administration from WU (Vienna University of Economics and Business). Bernhard also completed the Oxford FinTech Programme with a focus on Financial Services Technology Innovation at Saïd Business School, University of Oxford in 2017-2018. In terms of additional certifications, Bernhard is a Certified Scrum Product Owner (obtained in 2019 from Scrum Alliance), has completed the Köpersprache für Führungskräfte course (from LinkedIn, obtained in 2019), and is also a Certified ScrumMaster (obtained in May 2018 from Scrum Alliance).