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Karl Swager is an experienced software developer with a career spanning over four decades. Currently serving as a Senior Software Developer at October Three Consulting since July 2011, Karl focuses on retirement plan design and Defined Benefit solutions. Prior experience includes roles as a Senior Analyst at Aon Hewitt, where responsibilities involved integrating applications from the JPMorgan Compensation and Benefits Strategies Practice, and as a Senior Technology Developer at JP Morgan Chase, contributing to retirement services for over 1.2 million participants. Karl also founded Precision Technologies, LLC, providing custom business solutions and developing proprietary software protocols. Earlier positions include Director of Technical Development at Agris Corporation and Systems Manager at PK Systems, Inc. Karl holds a BS in Applied Computer Science from Illinois State University.