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Visa Zumareska Septiana is an experienced financial professional currently serving as Senior Manager for Lifestyle Card Products at OCBC Indonesia since July 2023. Prior roles include Debit Card Product Manager at PermataBank and Sharia Card Product Manager at CIMB Niaga, with a strong foundation in debit card products developed during tenures at both PT Bank Muamalat Indonesia Tbk and PT Bank Mega Tbk. Visa has a proven track record in business development, particularly in strategy creation for increasing customer transaction activity and enhancing debit card features. Educational qualifications include a Bachelor's degree in Architecture from Universitas Islam Indonesia.