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Kresna Rustandi has a diverse work experience spanning over many years. Kresna started their career at FedEx as a Global Account Manager for the Automotive Industry in 2001. Kresna then worked at Agility Logistics as a Trade Lane Manager for the UK/Europe before moving on to Metito Indonesia as a Commercial Manager for Sea Port Concessions. In 2009, they joined Toll Indonesia as a Senior BD Manager, followed by a role as Sector Leader for the Industrial Segment at CEVA Logistics in 2010. Kresna then transitioned to the banking sector, working at CIMB Niaga as an Account Planning Head, Account Management Head, and later as the Commercial Cash Management Sales Head. In 2014, they joined United Overseas Bank Limited (UOB) as a Senior Cash Management Sales, and then as the Commercial Cash Management Sales Head. Kresna moved to Rabobank Indonesia in 2016 and held the positions of Department Head of Cash Management for Wholesale Client Group, and later as the Division Head of Transaction Banking Sales & Corporate Funding. Kresna is currently working at OCBC Indonesia as the Senior Vice President and Head of Cash Management Sales.

Kresna Rustandi obtained a Bachelor's Degree from the University of Indonesia in the period from 1994 to 1999. Kresna also attended SMA Negeri 70 Jakarta and completed high school, specializing in A3 Ilmu Sosial. Additionally, they attended Sekolah Indonesia Nederland - The Hague, where they completed their senior high school education. Furthermore, Kresna Rustandi holds several certifications including Business Lending Fundamental and Effective Credit Write Up from Omega Financial Services, Inc and Indonesia Banking Risk Management Certification - Level IV from Lembaga Sertifikasi Profesi Perbankan.