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Veronika Civinova is a seasoned professional in the banking and insurance sectors, currently serving as the Director of OZP Jižni Čechy at Oborová zdravotní pojišťovna zaměstnanců bank, pojišťoven a stavebnictví since September 2020. Prior to this role, Veronika held various positions including Regional Manager at ČSOB Leasing and Deputy Director at Komerční banka. With experience as an Account Manager for Key Accounts at J&T BANKA and an Account Relationship Manager at Raiffeisenbank a.s., Veronika's career began at Česká spořitelna as a Banking Advisor. Veronika holds a degree from Jihoceska univerzita v Ceskych Budejovicich, having completed studies from 2000 to 2005.