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Youssef Lahrech is the President and Chief Operating Officer at Nubank. He runs the credit card, lending, and investments businesses in Brazil, as well as the international businesses in Mexico and Colombia. In addition, he is responsible for operations, analytics, credit, and data science. Before joining the company in 2020, he spent 19 years at Capital One helping build and grow businesses in Canada and the United States, serving in a number of roles involving product, analytics, risk, and technology. He holds a degree in Mathematics from the Ecole Polytechnique and a degree in Engineering from the École des Ponts ParisTech, both in France, as well as a Master’s in Engineering from the Massachusetts Institute of Technology.