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Icaro Freitas, CFA, is a highly experienced professional specializing in risk management within the financial sector. Currently, Icaro serves as the Wholesale Credit Risk Global Lead and Chief of Staff - Risk at Nubank since November 2022. Prior to this role, Icaro held various positions at HSBC from January 2018 to November 2022, progressing from Associate Vice President to Vice President in Risk. Previous experience includes working as a Market Risk Senior Analyst at MUFG and various market risk specialist roles at HSBC. Early career experience includes serving as a Market and Liquidity Risk Analyst at Pine Corporate Banking and as a Client Advisor in the High-Income segment at Banco do Brasil. Icaro holds a Bachelor's degree in Ciências Atuarias from Pontifícia Universidade Católica de São Paulo and has completed summer studies in Finance at SUNY New Paltz.