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Kristi Klaus has extensive work experience, beginning in 2011 when they were a Teller at Nordea. Kristi then moved to Swedbank Estonia in 2013, where they held the role of Market Information/Client Service Specialist in LC&I. In 2015, they joined Wise Ltd. and held the roles of Payment Operations Regional Lead, APAC, Payment Operations Team Lead, Asia, and Payment Operations Specialist, Asia. Most recently, in 2022, they became the Head of Risk at Circular (YC W22).

Kristi Klaus obtained a Master's Degree in Management and Marketing from Tallinn University of Technology between 2014 and 2017. Prior to that, they attended Estonian Entrepreneurship University of Applied Sciences from 2010 to 2013, studying Banking and Financial Support Services. In 2021, they obtained four certifications from LinkedIn: Learn Emotional Intelligence, the Key Determiner of Success; Take a More Creative Approach to Problem-Solving; Performance Management: Setting Goals and Managing Performance; and The Leader Habit (Blinkist Summary).