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Ray McCart has extensive experience in account management and customer service within the financial sector. Currently serving as a Small Business Account Manager at Novo since March 2023, Ray has a strong focus on small business lending and business checking services. Previous roles include Account Relationship Manager at a fintech company and Customer Service Specialist at Freedom Mortgage. Prior experience includes positions as a Corporate Banking Specialist at TD and a Regional Associate at Keune Haircosmetics, alongside early career roles at JPMorgan Chase & Co. and Van Ru Credit Corporation. Ray holds an education from Camden County College from 1990 to 1992.