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Ana Maria Silva is a Senior Credit Risk Modeller at Novobanco. Prior to this role, they worked at Deloitte as a Team Leader in Risk Advisory for Financial Services. Before that, they took a career break for a gap year, where they traveled solo and volunteered in projects such as helping build a primary school in Nepal. Ana also has experience as a Senior Consultant in Risk Advisory at Deloitte, a Banking Supervisor at Banco de Portugal, and as a Senior Consultant in Financial Services Risk at EY. They hold a Master's degree in Finance from ISCTE Business School and participated in the European Mobility Program - Erasmus at Linnaeus University. Their educational background also includes a Bachelor's degree in Management from ISCTE Business School.