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Drazen Cvijanovic is an experienced professional in risk management and finance, currently serving as the Head of Risk Modeling at Nova banka AD Banja Luka since September 2019, and has held multiple senior roles within the organization. Previously, Drazen worked as an Assistant Professor at Sinergija University and led the Department of Procurement, Planning and Analysis at ZU Expera Pharmacy Bijeljina. With a comprehensive background that includes significant positions in risk management, credit risk, and actuarial consultancy, Drazen also has expertise as an external consultant for various insurance companies. Educational qualifications include a Doctor of Philosophy in Financial Networks and Risk Management, a Master's in Actuarial Science, and a Graduate degree in Finance from the Faculty of Economics and Business, University of Belgrade.