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Kristine Costanza, ARM, is an accomplished risk management professional with extensive experience across various industries. Currently serving as the Manager of Risk Management and Compliance at NorthStar Energy, a Seattle-based energy company, Kristine oversees risk management initiatives for the company's operations in Alaska and Hawaii. Additionally, Kristine contributes as a Board Member of the RIMS Washington State Chapter. Previous roles include Risk Manager for Wireless Advocates, LLC/Car Toys, Inc., where responsibilities encompassed risk and insurance oversight for a significant retail operation, and Sr. Risk Manager at West Marine, focusing on insurance programs for boating supplies. Earlier experience includes key positions at Burberry, FOJP Service Corporation, Morgans Hotel Group, and Marriott International, highlighting expertise in managing complex insurance programs and claims. Kristine holds a Bachelor of Science in Finance and Risk Management from Pennsylvania State University and an Associate in Risk Management designation from the Insurance Institute of America.