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Shraddha Sawant has a strong background in credit and operations management. Shraddha worked at Niyogin Fintech Ltd as a Credit Operations Manager, where they were responsible for handling various activities related to post-sanction loan documents, KYC verification, loan disbursal, loan booking, and NACH registration. Shraddha tracked post-disbursement documents and deferral forms, as well as updated and monitored various MIS reports. Prior to this, they worked at Aditya Birla Group as an Assistant Manager, where they handled the West Zone for supply chain, unsecured, and digital lending in the corporate finance group. Shraddha was involved in pre-disbursement assessment, verification of documentation, and preparing sanction letters. Shraddha also monitored activities such as ROC/SRO/Stock Audit/Cersai/Valuation of properties. Shraddha started their career at Yes Bank as a Sr. Officer in the Risk Management Department, where they were responsible for loan documentation and drafting security agreements.

Shraddha Sawant pursued their education in various institutions. Shraddha began by obtaining their Bachelor's degree in Finance, General from the University of Mumbai between the years 2006 and 2009. Following this, they completed their MBA with a specialization in Finance from the same university from 2010 to 2012.

During the year 2013, Shraddha enrolled in the Indian Institute of Banking and Finance and obtained their Jaiib certification. Simultaneously, they pursued their Master's degree in Management (M Com) from the University of Mumbai.

Additionally, in May 2020, Shraddha acquired a certification in Banking Credit Analysis Process from Udemy: Online Courses.