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Sanjiv Razdan is a seasoned professional in the payments industry, currently serving as Global Head of SME Business and B2B Commercial Payments at Nium, where management of cross-border remittance solutions for small and medium enterprises is prioritized. Previously at HSBC, Sanjiv held the position of Senior Vice President of Product Management for Asia Pacific, achieving significant growth in the corporate card sector. Additional experience includes roles at First Data Corporation, American Express, and Video Express, highlighting expertise in B2B payments, sales strategies, and partner development across diverse markets. Sanjiv's educational qualifications include a Master of Arts and Bachelor of Arts from Delhi University.