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David Silverman founded NFM, Inc. (now NFM Lending) in 1998 with his girlfriend Sandy who is now his wife. From a tiny corner office in Baltimore, Maryland with three employees, NFM Lending has grown into an award-winning, national home financing lender that employs over 1,100 people. As CEO, David leads through a culture of accountability where every team member is responsible for continuous improvement and growth. This has resulted in NFM Lending being named one of the top workplaces by several leading publications including The Washington Post, The Baltimore Sun, Mortgage Executive Magazine, and Scotsman Guide. David has always been dedicated to giving back to the community, having led and been involved in all of NFM Lendingā€™s charity initiatives. Organizations like St. Jude Children's Research Hospital, Ronald McDonald House, Johns Hopkinsā€™ Kelly Gynecologic Oncology Service, and Gary Sinise Foundation know they can rely on David and NFM for constant and growing support. Always the entrepreneur, David owned and operated several small businesses before launching NFM Lending. He has been named one of the Most Influential Mortgage Executives in America and one of the Top 100 CEOs in Baltimore. David is a sought-after speaker and panelist at top mortgage industry events and conferences such as Mastermind Summit.