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Nicole Cardenas has a strong background in the banking and trust industry. Nicole started their career at Zia Trust, Inc. in 2011 as a Trust Associate, eventually progressing to the role of Trust Administrator and then Trust Officer. In 2019, they joined New Mexico Bank & Trust as an Assistant Vice President, Fiduciary Specialist. Nicole then advanced to the role of Vice President and Fiduciary Officer in January 2022. Nicole Cardenas has extensive experience in fiduciary services and has worked in various positions of increasing responsibility throughout their career.

Nicole Cardenas pursued their Bachelor of Business Administration (B.B.A.) degree in Finance, General from UNM Anderson School of Management. Nicole attended the institution from 2008 to 2010.