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Product Specialist, Technology Aficionado, and Payments Expert. With a career of over 12 years, Fawwad has led multiple businesses and grown revenue lines for various banks across Pakistan.

At Faysal Bank, Fawwad honed his product development skills by launching multiple card products to address the emerging needs of customers in the country while. It also included overseeing various technological projects such as the bank's middleware migration project, core banking system TCSS migration, and Symbols 8.2 upgrade to Symbols 8.5.

After stints with the Bank of Punjab and HBL managing their Debit Card products, which included improving overall product profitability and optimization of the respective card portfolios of the bank, he joined Meezan Bank as the Head of Cards & Alliances.