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Nishaj V has over two decades of experience in the financial and technology sectors, currently serving in risk reporting and limit loading at National Bank of Um Al Quwain since May 2010. Prior to this, Nishaj held the position of Sr. Officer at Citi Bank N. A. from January 2006 to March 2010, and worked as a Property Consultant at Emaar from February 2005 to January 2006. Nishaj began a career as a Business Analyst at United Kaipara Dairies Co (P.S.C) from January 2003 to February 2005, and earlier as a Software Programmer at I Code Technologies Pvt Ltd from February 2002 to December 2002. Nishaj holds a Master's Degree in Computer Programming with a focus on specific applications from Bangalore Institute of Technology.