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Mr. Smith is Executive Vice President and Chief Risk Officer of National MI. He joined the Company in 2012 and served as Senior Vice President of Pricing and Portfolio Analytics from 2015 to 2018, and as Vice President of Pricing and Portfolio Analytics from 2012 to 2015. Prior to joining National MI, Mr. Smith held leadership positions at Washington Mutual and PMI Mortgage Insurance Co. He holds an M.S. degree in engineering from Stanford University, an M.B.A. from Stanford Graduate School of Business, and has earned a Chartered Financial Analyst designation.