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Carter Graham has a long and diverse work experience. Carter started their career in 1999 at Shoreline Financial Group Inc, where they served as the President. In the same year, they also worked at National Life Group as an MGA. In 2013, they joined Nassau Financial Group as the National Marketing Director. Additionally, they were a founding member of Alliance Group in 1999 and held this position until 2015.

Carter Graham attended Florida State University from 1988 to 1992, though no information is available regarding the degree or field of study they pursued during their time at the university.