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Linda Phelps is an accomplished finance professional with extensive experience in credit analysis, investment banking, and corporate ratings. Currently serving as the Manager of the Credit Analysis and Valuation Group at the National Association of Insurance Commissioners since March 2015, Linda previously held the position of Director at Standard and Poor's from 2005 to 2015, focusing on credit ratings in consumer products and real estate sectors. Linda's earlier roles include Senior Vice President of Investment Banking at Lehman Brothers, Vice President of Investment Banking at UBS Investment Bank, and Associate in Mergers and Acquisitions at Merrill Lynch. Educational qualifications include an MBA in Finance from Columbia Business School and a BA in Economics from Mount Holyoke College.