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John T. Hsin, CFA, has extensive experience in financial analysis and investment management, currently serving as a Credit Analyst at the National Association of Insurance Commissioners (NAIC) since 2012, focusing on credit evaluations of corporate debt investments for insurance companies and covering various industries including Aerospace/Defense and Transportation. Prior to this role, John T. Hsin held positions such as Vice President at Phoenix Partners, LLC, where talent recruitment for financial institutions was a key focus, and Director at TIAA-CREF, managing substantial investment funds and presenting equity ideas to portfolio managers. Additional experience includes business analysis at Reuters and intern positions at Citibank, supported by a B.S.E. in Finance and Multi-National Management from The Wharton School and an MBA in Finance from NYU Stern School of Business.