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Sergio Robles has a background in Business Intelligence, Product Management, and Credit Risk Control. Sergio has extensive experience in managing and overseeing provisions, credit risk models, and projects within the banking industry. Sergio has worked at Banco Santander and Banco Estado, with a strong focus on risk analysis, reporting, and model development. Sergio holds a degree in Industrial Engineering and has pursued further education in Financial Engineering and Business Intelligence. Currently, Sergio is pursuing a Master's degree in Business Intelligence & Data Management at Universitat Politècnica de Catalunya.