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Antti Kumpulainen is a seasoned banking executive currently serving as Chief Executive Officer at Multitude Bank since October 2022 and at Ferratum Bank Plc since May 2018. Kumpulainen's extensive experience includes roles such as Acting Chief Executive Officer and Deputy CEO at Ferratum Bank Plc, overseeing bank operations and product portfolio management. Previous positions include Business Unit Director for Ferratum Group, Country Manager for Ferratum Finland Oy, and Chief Risk Officer at Elisa Rahoitus Oy. Kumpulainen began a banking career at Sampo Bank, ascending from Customer Service Representative to Credit Manager, acquiring a comprehensive skill set in risk management, customer service, and credit operations. Antti Kumpulainen holds a Bachelor of Science degree in Forest Economics from the University of Helsinki.