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Johanna Rivas is an experienced underwriting professional with a career spanning over three decades in the insurance industry. Currently serving as an Underwriting Manager at a Multinational Life Insurance Company since November 2018, Johanna Rivas focuses on business development, risk evaluation, compliance reporting, and sales management. Previously, Johanna Rivas held roles as a Commercial Underwriter at the same multinational company and at Hernandez & Ayala Insurance, Inc., where responsibilities included evaluating commercial lines and analyzing loss ratios. Prior experience includes managing commercial lines at Mapfre Praico Insurance Company, overseeing a substantial annual budget and supervising a team of 15 employees. Educational qualifications include a degree in Administrator Assistance and participation in various private seminars relevant to the insurance field.