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Elaine Hutchinson is an experienced professional in risk management with a career spanning over two decades. Currently at MUFG since August 2015, Elaine serves as the Non-Financial Risk Management Lead, overseeing the development of risk control frameworks for US and Canadian wholesale banks. Previous roles include Director of Enterprise & Operational Risk Management, where responsibilities involved leading risk functions for Broker/Dealers. Elaine's background includes significant positions at the Royal Bank of Scotland, JPMorgan Chase, and Bear Stearns, where key contributions involved managing operational risk programs, budgeting processes, and regulatory interactions. Elaine holds an MBA from Columbia Business School and a BA in Sociology from Hunter College.