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Carol Hopkins possesses extensive experience in compliance, risk management, and real estate rehabilitation. Currently the owner of Life Enhancement Foundation, Carol has dedicated over three decades to rehabilitating homes for low-income clients. In parallel, Carol serves as the Head of Third Party Compliance Risk Management at Union Bank, where responsibilities include program design and management. Previous roles include VP Senior IT Compliance Officer at Union Bank of California and Technical Risk Assessment Product Manager at Washington Mutual Credit Card Services. Carol's early career involved significant contributions to the fields of IT auditing and quality assurance at major companies such as Providian and Pacific Bell. An Executive MBA from the Jack Welch Management Institute and a Bachelor's degree in Computer Science from the University of California, Berkeley, underscore a solid educational foundation.