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Kelvin Karuga is a skilled Service Delivery Engineer at MTN Business, a position held since January 2018. Previously, from January 2015 to April 2017, Kelvin served as a Senior IT Officer at AFYA SACCO Society Ltd, which operates 10 banking halls nationwide and 30 county offices, employing 250 staff with a share capital of KShs 7 billion and issuing loans worth KShs 500 million monthly while providing micro-credit lending, ATM, and mobile banking services.