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Nikhil Agarwal has a wealth of experience in business management consulting, e-commerce, retail, and project management. In 2012, they co-founded YOUR RETAIL COACH, a business management consulting firm for the B2C sector. Nikhil also co-founded Business Process Xperts, a company that designs and documents methodical approaches for companies from various industries. In 2019, they became an E-commerce & Retail Expert at MSMEx. From 2009 to 2012, they worked as a Project Manager - Transformation at Sainsbury. In 2008, they completed an internship at McDonald's. In 2021, they co-founded Digital Finance Xperts.

Nikhil Agarwal has a diverse educational background. Nikhil completed their Master's degree in Finance and International Business at De Montfort University from 2007 to 2008. Prior to that, they earned a Bachelor of Commerce (BCom) from Modern Education Societys Ness Wadia College of Commerce, P.V.K.Joag Path, Pune 411004 from 2005 to 2006. Nikhil also completed their HSC from Ness Wadia Junior College of Commerce from 2002 to 2004 and from St. Ursula High School from 2001 to 2002. Nikhil obtained their CBSE from B K Birla Centre for Education from 1999 to 2000, and their SSC from St. Ursula High School from 1992 to 1999.