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Kelly HUANG currently works as a Credit Risk Manager at Mox Bank since October 2022. Prior to this role, Kelly held positions at various companies, including Cathay Pacific Airways as a Digital Business Analyst and Ping An OneConnect Bank (Hong Kong) Limited as a Research Assistant in Data Analytics. Kelly also has experience in marketing roles at L'Oréal, specializing in brands like Kiehl's, YSL, and Biotherm. Kelly holds a Master's degree in Business Analytics from The Hong Kong University of Science and Technology and a Bachelor's degree in Business Administration with a focus on Business Design & Innovation and Marketing from The University of Hong Kong. Additionally, Kelly participated in an exchange program at The Australian National University.